Carolina Home Loans was founded in 1998 to provide an alternate to the “Big Bank” experience. You will work directly with the company’s founder & owner, Eric McDonald. Eric began his mortgage lending career in 1993 with one of the country’s largest bank.  He knew there was a better way and  created Carolina Home Loans.  Let him put his years of experience in home lending to find you the right mortgage for your situation. By working just with the owner, and not with processors, underwriters and junior loan officers, he will remove unnecessary layers and keep costs lower than any in the industry. Carolina Home Loans is paid directly by the lender at the industry’s lowest level. We do not believe in charging broker fees, processing fees or credit report fees and aims to place you in the perfect mortgage at the lowest of costs. The competition will charge upfront fees to try and lock you in with their company but we believe our awesome service and rates are all we need to gain your trust and business.